Pricing
Simple, Transparent Pricing
Choose the plan that fits your credit-building journey. No hidden fees. Cancel anytime.
Starter
$5
/mo
- ✓ Credit Builder Account
- ✓ Reports to 3 Bureaus
- ✓ Credit Score Tracking
- ✓ Monthly Statements
- ✓ Email Support
Most Popular
Growth
$19
/mo
- ✓ Everything in Starter
- ✓ Higher Credit Limit
- ✓ Priority Support
- ✓ Financial Education Courses
- ✓ Credit Score Alerts
- ✓ Personalized Credit Tips
Best Value
Premium
$39
/mo
- ✓ Everything in Growth
- ✓ Maximum Credit Limit
- ✓ 24/7 Phone Support
- ✓ All Courses Included
- ✓ Identity Protection
- ✓ Credit Coach Access
- ✓ Expedited Reporting
30-Day Money-Back Guarantee
If you're not completely satisfied, we'll refund your first month — no questions asked.
All Plans Include
✓ Credit Builder Account
✓ 3 Bureau Reporting
✓ Online Dashboard
✓ No Hard Credit Check
✓ Monthly Statements
✓ Email Support
✓ Cancel Anytime
✓ Secure Account
Frequently Asked Questions
We open a credit builder account in your name and report your monthly payments to all three major credit bureaus. On-time payments build your credit history and improve your score over time.
No hard credit check is required to open your account. We do a soft pull which does not affect your credit score.
Most members see their first score improvement within 1-3 months. Significant improvements typically happen within 6-12 months of consistent payments.
We report to all three major credit bureaus: Equifax, TransUnion, and Experian, giving you the best chance to build a comprehensive credit history.
Yes, you can cancel your membership at any time with no penalties or cancellation fees. Your account will remain active until the end of your billing period.
We use bank-level 256-bit SSL encryption to protect all your personal and financial data. We never sell your information to third parties.
Start Building Credit Today
Choose your plan and take the first step toward financial freedom.
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